Comments on: Bloggers Need Errors and Omissions Insurance http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/ Learn How Human Business Works - Beyond Social Media Sun, 21 Mar 2010 09:14:54 +0000 http://wordpress.org/?v=2.9 hourly 1 By: christine http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-161807 christine Wed, 18 Feb 2009 16:06:10 +0000 http://www.chrisbrogan.com/?p=2531#comment-161807 Errors and omissions insurance has become a key issue for anyone providing any type of content, from bloggers, to content editors, and web developers. It seems a good combination for any information oriented techy is a good general liability policy and E&O underwriting. Errors and omissions insurance has become a key issue for anyone providing any type of content, from bloggers, to content editors, and web developers. It seems a good combination for any information oriented techy is a good general liability policy and E&O underwriting.

]]> By: Donna Chiapperino http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-151395 Donna Chiapperino Wed, 17 Dec 2008 16:21:33 +0000 http://www.chrisbrogan.com/?p=2531#comment-151395 I found this website - try this if you are looking for insurance. Title of the article is Bloggers Get Liability Insurance and was dated October 20, 2008. Premiums are underwritten by Axis Insurance and start at about $500 and increase depending on risk factors. There are deductibles. I found this website – try this if you are looking for insurance. Title of the article is Bloggers Get Liability Insurance and was dated October 20, 2008.
Premiums are underwritten by Axis Insurance and start at about $500 and increase depending on risk factors. There are deductibles.

]]> By: TechWag » Work with me do not threaten to sue me http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-145832 TechWag » Work with me do not threaten to sue me Sun, 23 Nov 2008 01:28:46 +0000 http://www.chrisbrogan.com/?p=2531#comment-145832 [...] I did by the way on request). It remains to be seen if the lawsuit will still go through, but Chris Brogan also brings up an interesting point, getting errors, and omissions lawsuit [...] [...] I did by the way on request). It remains to be seen if the lawsuit will still go through, but Chris Brogan also brings up an interesting point, getting errors, and omissions lawsuit [...]

]]> By: World News http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-144256 World News Fri, 07 Nov 2008 03:01:57 +0000 http://www.chrisbrogan.com/?p=2531#comment-144256 It is important to write a column fixing factual errors from previous releases. The public deserves to read the most reliable account of a story. It is important to write a column fixing factual errors from previous releases. The public deserves to read the most reliable account of a story.

]]> By: Andy Gregory http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-143022 Andy Gregory Mon, 27 Oct 2008 15:05:04 +0000 http://www.chrisbrogan.com/?p=2531#comment-143022 Tiffany - What you need is media liability, which technically is errors & omissions insurance, but is slanted toward non-technology exposures. The carriers that offer this coverage are the same ones that offer technology errors & omissions insurance - Chubb, Hartford, First Media, Travelers, AIG, ACE, and Philadelphia. Your exposure is no different than any other writing professional, such as a novelist, copywriter, or journalist, all of which are insured under media liability policies. Additionally, you mentioned that the client is responsible for fact checking, which helps you. Also, you should review your contract to make sure that you are not assuming any onerous liability. It sounds to me like you are being misunderstood. You should contact First Media or Chubb directly and talk to them about it. They can certainly direct you to a broker that understands media liability and get this cleared up for you. If you run into any road blocks, let me know. Andy Tiffany – What you need is media liability, which technically is errors & omissions insurance, but is slanted toward non-technology exposures. The carriers that offer this coverage are the same ones that offer technology errors & omissions insurance – Chubb, Hartford, First Media, Travelers, AIG, ACE, and Philadelphia. Your exposure is no different than any other writing professional, such as a novelist, copywriter, or journalist, all of which are insured under media liability policies. Additionally, you mentioned that the client is responsible for fact checking, which helps you. Also, you should review your contract to make sure that you are not assuming any onerous liability.

It sounds to me like you are being misunderstood. You should contact First Media or Chubb directly and talk to them about it. They can certainly direct you to a broker that understands media liability and get this cleared up for you. If you run into any road blocks, let me know.

Andy

]]> By: Tiffany http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-142171 Tiffany Thu, 23 Oct 2008 03:53:50 +0000 http://www.chrisbrogan.com/?p=2531#comment-142171 I'm a technical writer in the software industry and a new client wants E&O insurance. Unfortunately, the insurance companies keep lumping me in with the software developers for insurance coverage, and that insurance is both expensive and not even appropriate - it does not mention documentation creation, which is all I will be doing - I will not be writing code. And, I will not even be responsible for ultimately verifying the correctness of what I write. Does anyone know of an insurance company that has E&O policies for technical writers? Basically, we are freelance ghost writers for technical companies. I would appreciate any suggestions anyone can provide! I’m a technical writer in the software industry and a new client wants E&O insurance. Unfortunately, the insurance companies keep lumping me in with the software developers for insurance coverage, and that insurance is both expensive and not even appropriate – it does not mention documentation creation, which is all I will be doing – I will not be writing code. And, I will not even be responsible for ultimately verifying the correctness of what I write. Does anyone know of an insurance company that has E&O policies for technical writers? Basically, we are freelance ghost writers for technical companies. I would appreciate any suggestions anyone can provide!

]]> By: Andy Gregory http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-130356 Andy Gregory Fri, 08 Aug 2008 19:55:55 +0000 http://www.chrisbrogan.com/?p=2531#comment-130356 I stumbled upon this thread a while ago and have been meaning to come back and comment. The problem here is that defamation lawsuits arising out of blogging/social media are popping up worldwide, and the business world is taking a step back to examine their potential risk for it. Yes, it does seem like the legal and insurance industries always seem to be stinking up the party room, but if you consider the nature of many blogs online, it shouldn't come as any surprise. As an insurance broker for the tech sector, I can tell you that insurance underwriters are looking very carefully at blogging and they will shy away if they perceive a high risk hazard. However, if your blog is comprised of legitimate content and doesn't fly the skull & bones flag, insurance underwriters will consider offering quotes. You just have to be prepared to present your case to them and be willing to work with them with regard to risk control. I don't know the nature of the blog in question above, but what I can tell you is that the unknown is what scares underwriters. Errors & Omissions insurance for the media industry is technically called Media Liability. Traditionally, publishers, broadcasters, and advertising agencies buy this coverage to protect against such risks as libel, slander, invasion of privacy, and intellectual property infringement to name a few. In essence, a blogger is a publisher, and if blogging comments are perceived as defamatory, the blogger can be sued. And if you are a contractor blogging for a client, they can be sued, and that is why they want you to have the coverage. Yep, total bummer, but it's just another part of doing business. You should check out www.eff.org for some great information on internet related rights and legalities. I stumbled upon this thread a while ago and have been meaning to come back and comment. The problem here is that defamation lawsuits arising out of blogging/social media are popping up worldwide, and the business world is taking a step back to examine their potential risk for it. Yes, it does seem like the legal and insurance industries always seem to be stinking up the party room, but if you consider the nature of many blogs online, it shouldn’t come as any surprise.

As an insurance broker for the tech sector, I can tell you that insurance underwriters are looking very carefully at blogging and they will shy away if they perceive a high risk hazard. However, if your blog is comprised of legitimate content and doesn’t fly the skull & bones flag, insurance underwriters will consider offering quotes. You just have to be prepared to present your case to them and be willing to work with them with regard to risk control.

I don’t know the nature of the blog in question above, but what I can tell you is that the unknown is what scares underwriters. Errors & Omissions insurance for the media industry is technically called Media Liability. Traditionally, publishers, broadcasters, and advertising agencies buy this coverage to protect against such risks as libel, slander, invasion of privacy, and intellectual property infringement to name a few. In essence, a blogger is a publisher, and if blogging comments are perceived as defamatory, the blogger can be sued. And if you are a contractor blogging for a client, they can be sued, and that is why they want you to have the coverage.

Yep, total bummer, but it’s just another part of doing business. You should check out http://www.eff.org for some great information on internet related rights and legalities.

]]> By: David Fisher http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-124311 David Fisher Mon, 19 May 2008 20:20:21 +0000 http://www.chrisbrogan.com/?p=2531#comment-124311 I'll carry E&O insurance if companies, police and the government start recognizing bloggers as real news and information entities and allow for easier offering of press passes to digital photographers and bloggers. This indirectly penalizes people for identifying themselves online and running their blog in the US. I could attempt to keep myself fully anonymous and run my blog out of some island in the pacific. I feel that very indirectly that this on a gut level violates some of the new-free speech that we love on the internet. This isn't 1st amendment free speech, but the feeling that we really can put anything out there online freely and that it's a new online frontier that is with far fewer laws and regulation. It is the wild west. These lawsuits and insurance are modern day LA coming to the Wild West. I agree that people should be held accountable for their actions, but for mis-quoting something online, or a simple typo? Isn't this the same place that we can talk like a pirate or lolcat? Seems to be a dissonance here. As a larger question, if this insurance is valid, can you sue someone for comments online? Like seriously, can trolls on Youtube be sued for public defamation and damages? This is a dangerous rabbithole that I hope the lawyers and insurance agents don't drag us down. I’ll carry E&O insurance if companies, police and the government start recognizing bloggers as real news and information entities and allow for easier offering of press passes to digital photographers and bloggers.

This indirectly penalizes people for identifying themselves online and running their blog in the US. I could attempt to keep myself fully anonymous and run my blog out of some island in the pacific.

I feel that very indirectly that this on a gut level violates some of the new-free speech that we love on the internet. This isn’t 1st amendment free speech, but the feeling that we really can put anything out there online freely and that it’s a new online frontier that is with far fewer laws and regulation. It is the wild west. These lawsuits and insurance are modern day LA coming to the Wild West.

I agree that people should be held accountable for their actions, but for mis-quoting something online, or a simple typo? Isn’t this the same place that we can talk like a pirate or lolcat? Seems to be a dissonance here.

As a larger question, if this insurance is valid, can you sue someone for comments online? Like seriously, can trolls on Youtube be sued for public defamation and damages?

This is a dangerous rabbithole that I hope the lawyers and insurance agents don’t drag us down.

]]> By: Jim http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-124308 Jim Mon, 19 May 2008 19:36:10 +0000 http://www.chrisbrogan.com/?p=2531#comment-124308 Great post. I was wondering about this same issue recently. I posted a very small article that I saw on another site and I made sure to leave it exactly as I found it with all the trackbacks and credit intact. In less than 24 hours I received a very strong notice warning me about plagarism and copywrite law. I was shocked since there was no intent on my part to violate either. My 3 month enjoyable journey into blogging came to a crashing halt. I will be very careful from now on and if there is some insurance available I would be interested in looking into it. Great post. I was wondering about this same issue recently. I posted a very small article that I saw on another site and I made sure to leave it exactly as I found it with all the trackbacks and credit intact. In less than 24 hours I received a very strong notice warning me about plagarism and copywrite law. I was shocked since there was no intent on my part to violate either. My 3 month enjoyable journey into blogging came to a crashing halt. I will be very careful from now on and if there is some insurance available I would be interested in looking into it.

]]> By: Geoff Livingston http://www.chrisbrogan.com/bloggers-need-errors-and-omissions-insurance/comment-page-1/#comment-124256 Geoff Livingston Mon, 19 May 2008 02:29:16 +0000 http://www.chrisbrogan.com/?p=2531#comment-124256 Just a frightening concept. It's only amatter of time before the lawyers sink their teeth into this! Just a frightening concept. It’s only amatter of time before the lawyers sink their teeth into this!

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