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	<title>chrisbrogan.com&#187; banking</title>
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		<title>Dear Bank of America</title>
		<link>http://www.chrisbrogan.com/dear-bank-of-america/</link>
		<comments>http://www.chrisbrogan.com/dear-bank-of-america/#comments</comments>
		<pubDate>Sat, 01 Nov 2008 09:30:34 +0000</pubDate>
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		<category><![CDATA[banking]]></category>
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		<guid isPermaLink="false">http://www.chrisbrogan.com/?p=2901</guid>
		<description><![CDATA[Yesterday, I went into a Bank of America branch. I had a check from a customer of theirs and wanted to cash it. I was told that I would have to pay $6 because I&#8217;m not a customer, too. Further, you made me stick my fingerprint on the check, because my signature is somehow not [...]]]></description>
			<content:encoded><![CDATA[<p>Yesterday, I went into a Bank of America branch. I had a check from a customer of theirs and wanted to cash it. I was told that I would have to pay $6 because I&#8217;m not a customer, too. Further, you made me stick my fingerprint on the check, because my signature is somehow not good enough. </p>
<p>These two actions made me think several things: </p>
<ul>
<li> You don&#8217;t want my business.
<li> You don&#8217;t trust me. (Signatures are legal proof of consent everywhere else on the globe.)
<li> You don&#8217;t want me doing business with that customer any more.
</ul>
<p>Do any of those seem like good ideas in this economy? Do you want this kind of a blog post railing against your policies? </p>
<p>I bank at <a href="http://www.theprovidentbank.com">The Provident Bank</a>, a very small and useful bank. There aren&#8217;t a billion branches. There aren&#8217;t a billion employees. There aren&#8217;t several services that your bank probably offers. </p>
<p>But they treat me nicely, they appreciate my business, and they don&#8217;t charge me to interact with their customers. </p>
<p>The next check I receive from Bank of America, I&#8217;m going to send back to the person and ask them to choose a different instrument. Why? Because it shouldn&#8217;t cost me $6 and an inky thumbprint to do business in 2008. </p>
<p>Sincerely, </p>
<p>Go to Hell.</p>
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